Illinois NTRAPS, or Non-Title Recorded Agreements for Personal Services, have become a growing concern for homeowners across the state. These agreements, often disguised as harmless contracts, can create long-term legal and financial consequences that impact a property owner’s ability to sell, refinance, or transfer their home. Recent enforcement actions, including a lawsuit filed by Illinois Attorney General Kwame Raoul, highlight the deceptive nature of certain NTRAPS practices and the need for consumer awareness.